vanithawilliam

America has always been the  Blue Sky Auto Finance  land of innovators. However, for an innovation to come to life, it is imperative for such businesses to get access to cheap credit. This is where American banking system came to help America. Banking system helped start these businesses. Since these businesses got cheap loans, they grew. They grew and created ripple effect throughout the industry and life of middle class American population. It is a well known fact that about 70% of US population is employed by small industries. Therefore the jobs of around 70% of US population are because of American Financial system.

Some of these advantages were poorly exploited by some corrupt CEOs and their subordinates. When the system was designed, it didn't imply that banks / loan providers should issue loans sizing to the range of few hundred thousand dollars to individuals making 20-30 thousand dollars per year or the people who have no or very low credit history. Now since such companies have collapsed, they are blaming it on the system itself. People are blaming the entire financial system for their problems and question each and every tax payer dollar going to companies which became victim of the poor policies that were put in place by their heads. To make matters worse the US government as part of populist measures in completely targeted on putting complete regulations on system. Just last week The House of representative passed the Malooney bill with 17 amendments.

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